Insurance Panel Reviews Study

New research suggesting fewer hurricanes in the future, not more, may be ignored by a state commission reviewing computer models that help determine homeowners insurance rates. It's an important issue because one model under review by the commission assumes more hurricanes and far greater losses, thus helping justify higher insurance premiums. Florida's decision could affect homeowners in other states, too. On Friday, Louisiana's insurance commissioner froze use of one the same models, from Risk Management Solutions, pending Florida's decision.

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